Do you know where your edge is? It is time to get serious about getting rid of your debt. If you do not own the roof over your head and you are saving for a rainy day you are totally missing the point. It is raining now and it about to start pouring on you.  I remember 16% mortgage rates and 20% prime rate, wage freezes and gas lines. Those days are going to be fun days compared to the near future.

This is so priceless, and so, so easy to see happening, customer service being what it is today. A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge.

 heard an interesting story on the radio the other day: Pop Singer & Entertainer Michael Jackson has just avoided foreclosure on his “Neverland Ranch” by securing a debt restructure plan to the tune of over $20 million.  The station reported that Mr. Jackson and his advisors had restructured the mortgage on the property as well as several of Jackson’s other debts and barely avoided a bank foreclosure as a result.

I had the privilege to spend some time in St. Louis this past weekend while masterminding with the nations leading debt elimination and credit experts. As part of my committment to my clients, I have made it a priority to always be learning about eliminating debt. 40-50 of us meet a different location across the country 4x a year and brainstorm, always leaving with new strategies to help more families succeed with their goals of financial independence.

Two dilemmas face average Americans every single day: Debt Freedom & Financial Abundance. On one hand credit card companies take advantage of regular working class Americans, and even business owners, and it is almost impossible to escape unharmed for an entire lifetime. Once they have you in their wrath and you are not paying your balance off completely each month, there are legal financial strategies you can learn that will get rid of the debt and improve your credit immediately.

I have always had a passion for helping people. Shortly after starting my first business many years ago, one of the first tips of advice I was given was “If you help enough people get what they want, you will get whatever YOU want.” This stuck with me and I apply this principle to not only my business but also my personal relationships.