Mr. Weinberg's insightful articles & real-world experience in handling all kinds of credit card & mortgage debt will put you on the path to financial success. Tips, Techniques, and proven methods for improving your situation.
Student loan debt is growing at a rapid rate. Too many students borrow as much as possible, and this can be a grave mistake. There are many ways to minimize your student debt and take control of your future. Avoid mortgaging the next 10+ years of your life to earn a college degree. You have options!
Your 40s can be a challenging financial time. However, you can take steps to avoid the common money mistakes that create challenges with your personal finances.
As you celebrate the new job, it’s important to ask several personal finance questions. Your new job presents new opportunities for financial growth.
Everyone wishes they had started saving for retirement sooner. If you’re in this situation, the only way to catch up is to save more. Saving for retirement doesn’t have to be painful or challenging. There are many strategies to increase your savings each month without negatively affecting your lifestyle.
There are many advantages to being in your 20s and early 30s. You can build a foundation to ensure your financial success for a lifetime. The decisions you make now have a tremendous amount of influence over your future. Make the effort to ensure that you’re making wise choices.
A poor credit score can limit your ability to borrow money, obtain a credit card, or even acquire a job in some industries. Your credit score and report have the power to make your life easier or much more challenging. To address these issues, the major credit bureaus, Equifax, Experian, and TransUnion, have agreed to alter the manner in which they report credit information.
There are times when you may want to negotiate with your credit card company. Perhaps you’ve been shopping for the best rates and discovered that your company is on the high end of the spectrum. Or maybe you’ve fallen behind on your payments and need all the help you can get to lower your debt.
Either way, you’ll be glad to know that many credit card companies are open to negotiating.
Did you purchase some new technology gadgets last holiday season? If so, you’re not alone! American consumers spent over $33 billion on tech products during the 2014 holiday season! According to CEA 21st Holiday Forecast report, more than half of Americans purchased tech products during the holidays.
And according to a Morgan Stanley study, U.S. households spent an average of $444 on Apple products alone in 2014.
Spending is likely to keep increasing as more must-have tech…
Financial responsibility is definitely not a priority for most young adults. If you’re in your early 20s, chances are you’re more pre-occupied with friends, school, relationships, finding work, or travelling.