Mr. Weinberg's insightful articles & real-world experience in handling all kinds of credit card & mortgage debt will put you on the path to financial success. Tips, Techniques, and proven methods for improving your situation.

Published On July 15th, 2015

There are times when you may want to negotiate with your credit card company. Perhaps you’ve been shopping for the best rates and discovered that your company is on the high end of the spectrum. Or maybe you’ve fallen behind on your payments and need all the help you can get to lower your debt.

Either way, you’ll be glad to know that many credit card companies are open to negotiating.  

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Published On July 8th, 2015

Did you purchase some new technology gadgets last holiday season? If so, you’re not alone! American consumers spent over $33 billion on tech products during the 2014 holiday season! According to CEA 21st Holiday Forecast report, more than half of Americans purchased tech products during the holidays.

And according to a Morgan Stanley study, U.S. households spent an average of $444 on Apple products alone in 2014.

Spending is likely to keep increasing as more must-have tech…

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Published On July 1st, 2015

Financial responsibility is definitely not a priority for most young adults. If you’re in your early 20s, chances are you’re more pre-occupied with friends, school, relationships, finding work, or travelling.

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Published On June 25th, 2015

Does thinking about your finances send a shiver up your spine? You may be afraid of your money. Your attitude towards money can affect you positively or negatively. Luckily, even if the thought of your finances fills you with dread, you can take certain actions that will enable you to take back control.

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Published On November 17th, 2014

If the balance in your savings account isn’t growing fast enough, a common budget buster might be to blame. Sadly, you’re not alone in missing your financial goals. According to a June 2014 survey conducted by Bankrate.com, 75% of Americans have no savings and live paycheck to paycheck! Are you one of these?

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Published On November 12th, 2014

The 2014 Financial Literacy Survey, conducted by the Harris Poll, indicates that 61% of Americans don't use a budget. Are you one of these 61%? If so, you'll be glad to discover that it's fairly easy to create a budget that will help you gain control of your finances!

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Published On December 16th, 2013

Financial literacy is the facility to apply skills and knowledge to make wise financial decisions. Gaining these skills and knowledge is an ongoing process that begins in childhood. Most states don’t have financial literacy requirements in education. It is on the parents and the children themselves to gain the necessary knowledge and skills. Unfortunately, many parents are as uncomfortable discussing money as they are discussing sex. They’re concerned about saying something wrong…

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Published On November 26th, 2013

If your heart is set on perfection, rather than reaching for that perfect 850, a more healthy goal is to aim for the 800+ club. Earning a credit score of 800 or higher will put you well within the ranks of the credit elite. No one else will receive a better loan than you, and no one will pay lower interest rates. How do you join the credit elite? It starts with developing the right credit habits and then gradually allowing them to build over time. Here are seven habits that will help pave your…

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Published On November 6th, 2013

The nation’s student loan debt is over $1 trillion and is not only larger than the country’s collective credit card debt, but there are also 5 million ex-students that are delinquent with their payments. Student loans are unique in that they’re one of the few debts not discharged with bankruptcy. Only a federal judge can let you out of your obligation to pay and they don’t do that often. The only reliable way to get out of your student loans is to pay them off. This process…

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Published On November 1st, 2013

Anyone with credit card debt knows just how challenging it can be. Interest rates are averaging 13 to 16 percent, and it’s not easy to get ahead once you have this type of debt. If you have debts with high interest rates, make paying these a priority. It will bring you a lot of relief to pay them off as soon as possible and be rid of them. These steps will help you eliminate your credit card debt:  

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